The Queen's Federal Credit Union

Loan Rates

Rates are effective: March 1, 2012

Loan Type	Term	APR*
Share Secured Loan (100% Share Secured)	2 years	5.50%
	3 years	6.00%
	5 years	6.50%
50-99% Share Secured	Up to 5 years	7.00%
Loan for any purpose	Up to 5 years	As low as 10.75% for 5 years
New Auto Loan for purchase or refinance	Up to 6 years	As low as 8.49% for 3 years
Used Auto Loan for purchase or refinance (Used car must be 6 years old or less)	Up to 5 years	As low as 8.49% for 3 years
New Luxury Auto Loan for purchase or refinance (Minimum $35,000 list price)	Up to 7 years	As low as 8.49% for 3 years
Used Luxury Auto Loan for purchase or refinance (Used car must be 6 years old or less)	Up to 6 years	As low as 8.49% for 3 years
Motorcycle Loan	Up to 5 years	As low as 9.49% for 3 years
Home Equity Line of Credit ($100,000 maximum)	Variable up to 15 years	Call for current rate
Line of Credit Loans ($10,000 maximum)	Fixed-Revolving	11.25%
Overdraft Line of Credit ($2,000 max.- tied to checking account)	Fixed-Revolving	13.00%
Visa Classic Credit Card	Revolving	13.80% fixed
Visa Gold Credit Card	Revolving	10.80% fixed
First Mortgage Loans	15 years	Call for current rate
	30 years	Call for current rate
Investor Mortgage Loans	12 years	Call for current rate
	12 year balloon with 25 year amortizaton	Call for current rate

*Annual Percentage Rate, subtract an additional 0.25% discount for automatic payments; not included above. Discount available for certain loans only. Call the Credit Union for more information. Watch for Loan Rate Specials from time to time.

Loan for any purpose, motorcycle and auto loan rates are based on an evaluation of applicant credit. Your actual rate may be different. Terms are stated to calculate payments.

Information current as of March 1, 2012 (3/16).